Fees & Services

This Fee & Services Schedule for all accounts sets forth certain fees and charges applicable to your regular share and share draft accounts at Healthcare Plus Federal Credit Union and is incorporated as part of your account agreement.

The rate and fees in this schedule are subject to change. The list below is effective as of Jan. 1, 2015.

The following fees may be assessed in connection with your accounts:

ACH Fee, one time $15
ACH origination returned
(deposited or applied toward loan)
ATM/Debit Card Fee $3/card
ATM/Debit & Visa Card Replacement $5/card
Account Reconciliation Fee $10/hour
Annual IRA Fee $10
Cashier’s Check Fee $3/item
Check Cashing Fee
(unless $25 balance or
two services used)
Dormant Fee $2/month
Draft Copy Fee $2/copy
Certificate Early Redemption Penalty
30–60 day penalty dependent
upon terms of certificate

Extension Fee
Fax (incoming/outgoing) $1/fax
Foreign ATM Fee $2/transaction
In house Refinance Fee
(to a lower rate)
IRA Fee $10/year
Lien Fee $10
Loan Application Fee $20
Money Order Fee $2/item
Multiple Advance Fee $10
Overdraft Item Fee $25/item
Overdraft Share Transfer Fee $3/item
Photocopy Fee $.05/page
Regulation D Violation $25/item
Returned Check
(deposited or applied toward loan)
Returned Item Fee $25/item
Statement History Fee $5/inquiry
Stop Payment Fee $25/item
UCC Fee $30
Unauthorized EFT Return Fee $25/item
VISA Balance Transfer Fee
(1% of transfer amount or $5,
whichever is greater and max of $100)
VISA Gift Card $2.50/card
VISA TravelMoney Card Fee $2.50/card
Reload VISA TravelMoney Card Fee $2/time
Western Union Wire Transfer Fee $25/transfer
Wire Transfer Fee (domestic) $15/transfer
Wire Transfer Fee (international) $45/transfer
Safe Deposit Boxes:  
     3x10 $20/year
     5x10 $30/year
     10x10 $40/year
     Security Deposit  $50











NCUA insured to at least $250,000