People You Trust.
Service You Deserve.

People You Trust.
Service You Deserve.

Credit Union Deposits are Safe!

In an effort to keep our members informed and practice cybersecurity safety, we will be sharing articles on the Resources page (upper right).

Year End Tax Forms Have Arrived!

Your tax form(s) are with your year end statement this year! That includes 1099-DIV for earnings on savings and certificates. It also includes any 1098 forms for real estate interest as well. Any qualifying student loan interest will be sent in a separate mailing.
All tax forms are included with your year-end statement if you receive hard copy statements. These arrived in your mailbox the week of January 10th. Those members who receive e-statements can access their tax forms in the “Documents and Statements” section of either the mobile app or online. These have been available since the first week of January. Don’t forget to save these forms for your tax preparer!
Please remember that 1099-DIV forms are only generated if earnings are over $10. 1098 forms are only generated if interest paid is over $600. Our current DP system does not aggregate any 1098 interest. If you have had multiple mortgage loans on different trailers, you will receive multiple 1098s. If you paid over $600 in interest on one trailer but not another, only one 1098 will be generated. You will need to use your year end statement for mortgage interest under $600.
man using calculator
person holding phone

Fact or Myth? The Truth About FedNow & What Your CU Needs to Know

In the coming weeks, the federal government will be launching FedNow—a way for users to send and receive funds in seconds, as opposed to hours or days as is commonplace with many credit unions, banks and other financial institutions. Because this is such a major shift for many people, there are a lot of myths and rumors ground around about the service.

Read more >

Scammers Use Fake Emergencies To Steal Your Money

Someone calls or contacts you saying they’re a family member or close friend. They say they need money to get out of trouble. Not so fast. Is there really an emergency? Is that really your family or friend calling? It could be a scammer.

Read more

scammer stealing money
family in car

Want to better protect your debit card from fraud – download SecurLOCK!

We share the same concern as our members regarding debit card fraud. SecurLOCK is a FREE easy-to-use mobile app that puts the power to protect your debit card in your hands. The app can help you prevent fraud if your card is lost or stolen.  You can turn the card on or off at any time based on your needs. The app can also help with your spending as you receive a notice each time there is a debit card charge. Learn more about SecurLOCK >

Download in the App Store

Download in the Google Play Store

Dispelling Myths About Instant Payments

July 20, 2023, was a historical day for the payments industry with the Federal Reserve’s announcement that its long-anticipated FedNow Service was live! The FedNow Service joins The Clearing House’s instant payment service, RTP®, which launched in 2017, and aims to bring instant payments to even more financial institutions around the United States.

Read more >

phone payment


Interested in teaching your children about online safety? See age appropriate links on our Resource Page or click here.

Zogo: Learn & Earn

We’re thrilled to announce our partnership with Zogo, a mobile app that teaches financial literacy and rewards you for learning!  The app logo is above and a promotional video is below.  Download the free app and learn while you earn.  Use the code HCPFCU.

Download in the App Store

Download in the Google Play Store

online banking icon

Online Banking

smartphone icon

Mobile Banking

phone icon

Phone Banking

bill pay icon

Bill Pay

bill pay icon


credit card icon

Credit Card

open an account icon

Open an Account

apply for loan icon

Apply for a Loan

atm locations icon

ATM Locations

Welcome to Healthcare Plus Federal Credit Union.

We are a local credit union in Aberdeen, SD. We are part of your school, your church and your community. We are a member owned financial cooperative which means we serve members, not shareholders. Our members live, work, worship or attend school in Brown County.

bank teller

Checking with Benefits

With our Share Draft accounts we won’t charge a monthly fee and or require a minimum balance.

couple talking to banker

Save for Life

With our savings account options you’ll be sure to find one that fits your life and goals.

loan officer at desk

Loans that Work for You

Whether it’s a fixed rate loan or a credit line with easy access, we’ll find a loan that fits your budget.

News and Announcements

Advisor Newsletter Email Signup