Recreational Loans
Leisure and adventure should be within reach for everyone. That's why we offer recreational loans designed to fuel your passions and make your dreams a reality. Whether you're into off-road adventures, water sports, or hitting the open road in an RV, our recreational loans are here to support your lifestyle.
Helpful Lending
We understand the importance of balancing your budget while pursuing your favorite activities. Tailor your loan to fit your lifestyle with flexible repayment terms. From short-term adventures to long-term journeys.
- ATV loans
- Boat and watercraft loans
- RV and camper loans
- Motorcycle loans
Credit Disability, Credit Life and Unemployment insurances are optional. Please discuss with your loan officer.
Current Rates
Loans
Simple interest is charged on the outstanding balance of the loan. There are no prepayment penalties. Credit Disability, Credit Life, Joint Credit Disability, Involuntary Unemployment Insurance, and Joint Credit Life insurance may be available. All consumer loans are charged a $40 loan application fee. All secured title loans will be charged $15 per vehicle to note the lien and all secured non-titled loans will be charged a UCC fee of $25 per filing. A fee of $20 per loan will be charged to defer a loan payment. A $50 fee will be charged to refinance to lower an interest rate on a current loan.
All rates are based on APR (Annual Percentage Rate).
A security interest is required on all secured loans. Insurance is required on all secured loans over $3000 except for share or share certificate secured loans. Healthcare Plus FCU is to be listed as the lien holder on the title or UCC-1 lien instrument as well as on the insurance policy. Your minimum payment will never be less than $30.00 per month.
How to Apply
In Person
Our friendly staff at is here to assist you with the application process. We'll be happy to answer any questions you have.
Apply Online
Busy schedule? No problem! You can apply from the comfort of your home using our secure online application. Login to our mobile banking app or online banking site to get started.
Call Today
Have questions or need guidance on the best loan option for your situation? Give us a call at 605-725-0900, and our loan experts will be happy to assist you.