Fees & Services
Rates as of 12/01/24
ATM & Checkcards
Service
Fee
ATM/Debit Card First Initial Card Fee
$5.00
ATM/Debit & Visa Card Replacement
$10.00
Foreign ATM Fee
$2.00
PIN Reminder
Free
Cash Advance
$10.00
Checking Accounts
Service
Fee
Check Order (First Order)
Free
Draft Copy Fee
$2.00
Checking Stop Pay
$25.00
Overdraft Fees
Service
Fee
Automatic Transfer
share & overdraft line of credit
$3.00
Overdraft Item Fee
$25.00
Return Item Fee
$25.00
Online Banking
Service
Fee
Member Account Access
Free
E-Statements
Free
Bill Pay
Service
Fee
Per Bill Paid
Free
Person-to-Person
Free
Expedited Payment
$14.95
Mobile Banking
Service
Fee
Member Account Access
Free
Remote Deposit Capture
Free
Early Withdrawls
Service
Fee
Christmas Club Account
First withdrawal loss of dividends for the year. Second withdrawal closes Club.
Certificates
Early Redemption Penalty 30 - 60 day penalty dependent upon terms of certificate
Loan Accounts
Service
Fee
Deferral Request
$20.00
Loan App Fee
$40.00
Lien Fee
$15.00
In House Refinance
$50.00
UCC Fee
$30.00
Multiple Advance Fee
$10.00
Returned Check Fee
deposited or applied toward loan
$10.00
Prepaid Cards
Service
Fee
Visa Gift Card
$ 5.00/card
Visa Travel Money Card Fee
$ 5.00/card
Reload Visa Travel Money Card Fee
$ 2.00/time
Visa Everyday Card
$ 5.00
Credit Cards
Service
Fee
Cash Advance
$10 plus 4% of the amount advanced
Credit Card Late Fee
$10.00
Payment Reversal Fee
$15.00
Replacement Card Fee
$10.00
Rush Card Fee
$40.00
Statement Copy Fee
$2.00
Visa Balance Transfer
FREE
Wires
Service
Fee
Domestic
$15.00
International
$45.00
Member to Member Wire Transfer
$1.00
ACH
Service
Fee
ACH Fee, one-time
$15.00
ACH origination return
deposited or applied toward loan
$10.00
ACH Stop Pay
$25.00
Safe Deposit Boxes
Service
Fee
3x10
$20.00/year
5x10
$30.00/year
10x10
$40.00/year
Security Deposit
$50.00
Miscellaneous Fees
Service
Fee
IRA Fee
$10/year
Account Reconciliation
$20.00/hour
Inactive Account
Member Accounts that are under a $25.00 balance, no activity for 180 days and no other services will have their account closed when a $0 balance occurs.
$2.00/month
Fax Services
Incoming & Outgoing
$ 1.00/fax
Photocopy
$ 0.10/copy
Stop Payment
$25.00
Money Orders
$2.00/item
Cashier's Checks
$3.00/item
Statement History
$5.00
Statement History Return
$5.00
Notary Services - members & non-members
Free
Coin Counting - members
Free
Coin Counting - non-members
10% of coin balance