Your Path to Financial Security
IRAs & Educational Savings Accounts
Planning for retirement? Explore our Traditional or Roth IRA options, tailored to make your dream a reality. We also offer Educational Savings Accounts to help save for college expenses, technical schools and can even be used for Dual Credits in High School.
Invest in Tomorrow
Explore IRA Options
Choose between savings or certificate options, allowing you to incrementally save each pay period to build a larger sum, or start with an IRA certificate with a minimum $500 balance today.
- Maximum annual contributions apply
- These accounts are in the form of a savings account or share certificate
- Funds are insured separate from other savings up to $250,000
Save for education
Club 18
An Investment in education is an investment in your future. Our Club 18 program offers a way for students, parents and grandparents to save for education.
- Open at any age and the Club 18 matures when the child turns 18 years old
- Deposits can be any amount
Current Rates
Rates as of 2/01/25
IRA Shares
Amount
Dividend Rate
Annual % Yield
$25 - $999.99
0.75%
0.75%
$1000 - $4999.99
1.00%
1.00%
$5000 - $9999.99
1.25%
1.26%
$10,000 and above
1.75%
1.76%
Club 18
Early withdrawal may be allowed. Speak with a staff member for details.
Amount
Dividend Rate
Annual % Yield
3.00%
3.03%