Saving Account Options

Savings Account/
Share Account

With a Share Account, each deposit is eligible to earn a very competitive dividend rate that is paid quarterly. Available once share balances reach $25.00

  • Unlimited deposits or withdrawals
  • ATM Card available
  • Free Voice Teller and Internet Banking

Super Shares

Super Shares pay a higher dividend rate, similar to a money market account.

  • Minimum balance $1,000
  • Higher dividend rate for balances over $5,000, $10,000, $25,000, $50,000, and $100,000

Christmas Club

Our Christmas Club pays a higher dividend rate than a Share Account and helps you save for Christmas shopping.

  • Make monthly, semi-monthly, bi-weekly, or weekly direct deposits.
  • Funds available on November 1 of each year.

Current Rates

Rates as of 12/01/24

Share Rates

Amount
Dividend Rate
Annual % Yield
$25 - $999.99
0.10%
0.10%
$1000 - $9,999.99
0.25%
0.25%
$10,000 and above
0.35%
0.35%

Super Share Rates

Amount
Dividend Rate
Annual % Yield
$1,000 - $4,999.99
0.25%
0.25%
$5,000 - $9,999.99
0.45%
0.45%
$10,000 - $24,999.99
0.60%
0.60%
$25,000 - $49,999.99
0.75%
0.75%
$50,000 - $99,999.99
1.00%
1.00%
$100,000 and above
1.50%
1.51%

Christmas Club

Projected for 2025 - Penalty for early withdrawal
Amount
Dividend Rate
Annual % Yield
$25 - $5000.00
0.50%
0.50%
$5000 & Above
0.35%
0.35%
View all rates
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