Share Certificates
Unlike a regular savings accounts where interest rates may fluctuate, share certificates offer a fixed interest rate for the entire term. This provides predictability for investors, as they know the return they will receive on their investment. See Credit Union staff for details. Dividends based on current market offerings.
Share Certificate Features
Flexible Terms
Find an option that works for your schedule. Terms range from 6 months up to 60 months.
Starting at $100
With an investment of just $100, the fixed interest rate can help your money grow over time.
Competitive Rates
We have some of the most competitive rates in Aberdeen, SD.
Lock in a Fixed Rate
Our rates are always competitive and near the top of the local market. If you use the credit union for many services, you know that the overall credit union package offered by Healthcare Plus FCU saves you money in the long run. Please use us for all we’re worth!
- May be purchased for $100 or more
- Terms for 6 months, 12 months, 18 months, 24 months, 30 months, 36 months, or 60 months
- We always offer an under 12 month special and over 12 month special ($500 minimum)
- Higher balance certificates ($200,000+) may qualify for a higher rate
Current Rates
Share Certificates
Certificate Plus
Certificate Specials
Jumbo Certificates
Early withdrawal penalty: We may impose a penalty if you withdraw funds from your account before the maturity date. Fees could reduce earnings on the account.