About Us

Membership

Healthcare Plus Federal Credit Union welcomes anyone who lives, works, worships or attends school in Brown County to become a member.

The immediate family members of these groups are also welcome to join Healthcare Plus Federal Credit Union.

At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move away from Brown County you will always remain a member of our Credit Union Family.

We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success. Our unrivaled commitment to personalize service is what separates us from the competition. At HCP, you’re a member, not a customer, and you’ll notice the difference right away. Our commitment is to you, our members, and we hope you’ll take advantage of our wide range of products and services.

Sound. Solid. Safe. No one has ever lost a penny of federally insured savings in a credit union. As not-for-profit cooperatives, owned and run for the benefit of members, credit unions have never been pressured to make risky investments. And deposits are federally insured to at least $250,000. Learn how federal insurance safeguards credit union deposits at www.ncua.gov.

Important Information About Procedures For Opening A New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may ask to see your driver’s license or other identifying documents. We also verify your identity through a credit report or other electronic verification system.

To view Healthcare Plus Federal Credit Union’s Privacy Disclosure click HERE.

Open Your Eyes to a Credit Union

Welcome to a better way to do money! You’re here because you want a bank that can give you more for your money, right? Well, because our members are our shareholders, we can. The profits we make are reinvested in you. This means better rates, better service and the dreams you’re chasing, faster. For more information click HERE!

History

Healthcare Plus Federal Credit Union had a very humble beginning with its origination in 1979. As with most credit unions, a small group of people pooled their funds to create a source for loans to serve the financial needs of employees of St. Luke’s Hospital in Aberdeen, SD. Those same people volunteered their time to nurture, manage, and direct the affairs of their fledgling cooperative. We have embarked upon expansion efforts to diversify our membership and over the years our membership has grown to encompass anyone who lives, works, worships or attends school in Brown County. This has enabled members of our community to participate in a not-for-profit member-owned financial institution.

From our beginning in 1979 to present day, we have grown from a small one room office serving the needs of St. Luke’s employees, to now operating multiple offices on Dakota Street. Through the years we have not forgotten the reason we were established as our mission statement says: To Provide quality financial products and services to best meet the needs of our current and future members. It is our mission statement that keeps our direction moving forward. Although much has changed over the decades, the most important factors remain the same. HCPFCU is a not-for-profit cooperative, owned by its members, and led by an unpaid volunteer Board of Directors. The Credit Union was formed solely for the benefit of its member-owners for the purpose of providing the very best service, rates and products. That commitment remains our focus to this day.

In the midst of our years of growth we changed our name to reflect our expanded membership base from Li’l Luke’s Federal Credit Union to Healthcare Plus Federal Credit Union. This was done in 1999. Our name reflects our original common bond of serving healthcare facilities, but the Plus was added to show our ability to serve others that may be interested in joining our credit union. We feel the Plus also reflects the added service that our credit union can provide to our members!